Component B

Component B – Financial and Non-Financial Services


USAID’s SEED Component B consists of three main functions:

  1. One Stop Shops (OSSs) – Tamayoz Centers
  2. Non-Financial Services – Business Development Services (BDS)
  3. Financial Services

Component B provides support to Private and Public Organizations to improve BDS (Business Development Services) for MSMEs and help them to grow their businesses by replicating Tamayoz Centers and supporting existing ones in the process of easing the formalization of MSMEs. They collaborate with various stakeholders from both Governmental and Non-Governmental organizations, Private sector, Financial and Non-Financial Institutions to improve their capacities to provide high-quality, sustainable and demand-driven services.
They also prepare training sessions and awareness campaigns that target MSMEs with regard to increasing financial literacy and knowledge of available financial tools which provides them with a better understanding of how they can effectively manage their businesses.


The Team


Hamed Ali – Financial and Non-Financial Services Development Team Lead


Hamed works with a team of Senior Advisors to improve the Financial and Non-Financial services for MSMEs in Egypt within USAID’s SEED Project. He holds an MBA and has 25 years of experience in social and economic development in the MENA region.

His expertise is in capacity-building and developmental activities ranging from Micro-Finance to technical and extension services for development institutions and small business enterprises.
For assistance or enquiries, please email:


Ghada Kabesh – Senior BDS Advisor


Ghada works as a Senior BDS Advisor within the USAID SEED Project. She is an International Development professional with more than 18 years of experience in sustainable development, financial inclusion, microfinance, MSME development and BDS for MSMEs and sustainable economic growth.

She worked with multiple donor-funded development programs, local and international development organizations, private sector and non-governmental organizations. With her vast experience in program design, implementation, monitoring, evaluation, outreach, communication, research, product and business development and monitoring and evaluation for multi-disciplinary international development programs; her experience comes as an added value to USAID’s SEED Project.
For assistance or enquiries, please email:


Lamia El Melegui – Senior BDS Advisor


Lamia works with USAID’s SEED Project under Component B as a Senior BDS Advisor. Her experience is in international trade, export promotion, program management, international relations and negotiations.
Her experience includes working with the United Nations Industrial Development Organization (UNIDO), the European Commission and the Egyptian, British and Swiss Governments, Europe Aid Directorate (EU), the Ministry of Planning and International Cooperation and British Government (DFID) for the British Aid Project to Egypt.

Lamia holds a Master’s Degree in International Relations Management from the Catholic University in Milan and an Advanced Diploma in European Studies and Economics of Integration from The European College of Parma and also holds a Euro-Mediterranean Diploma on Entrepreneurship from the International University of Venice. She speaks five languages (Arabic, English, Italian, Spanish and French).
For assistance or enquiries, please email:


Salah Taher – Capacity Building Senior Advisor


Salah has 19 years’ experience in Aquaculture, Agro Business Development and Micro, Small and Medium Finance. His experience includes structuring and managing Commercial fish farming companies for fresh water and marine species including Marine cages, Flow through, IPA systems and Earthen ponds.
He has previously worked in the Banking and Finance sector to develop programs for Agriculture-investments including Credit Guarantee schemes, Agriculture Lending programs and Grant schemes. He also worked with USAID, CIDA, EU, and UNDP and served as the United States Soybean Export Council (USSEC) Aquaculture Commercial/Technical Specialist for Egypt during the period from 2011-2017.

He holds a Degree in Biology and Political Science from the American University in Cairo, Masters of Business Administration from Maastricht School of Management and is a Certified Banking Credit Analyst from the AUC (Institute of Banking and Finance).

He has also received the Cochran Fellowship Program for Shrimp & Marine Finfish Farming, Feed Extrusion, Nutrition and Feed management at The Texas A&M University and a Certificate in Aqua Nutrition from Progressus Agrischools, Thailand.
For assistance or enquiries, please email:


Nancy Naguib – BDS Program Officer


Nancy currently works as a BDS Program Officer for Component B at USAID’s SEED Project. She has over 10 years of development experience with different organizations in multiple development sectors. She started her development career with Pathfinder International and USAID with the aim of solving Environmental, Health, Education and Gender issues.
She earned her diploma in NGOs Management from the Faculty of Economics and Political Science, Cairo University. She worked as a consultant in the Ministry of State of Population, UNFPA, OUDA, EU and other organizations. She became the Program Manager at Nahdet El Mahrousa managing Entrepreneurship and Employment project funded by the EU and the World Bank.

Her exposure in this field enhanced her knowledge and experience in sectors such as health, education, disability inclusion, women empowerment, employment, supporting Entrepreneurship and MSMEs.
For assistance or enquiries, please email:


Marwa Marei – Program Assistant


Marwa is the program assistant for Component B. She is a project manager and marketing professional with more than 13 years of experience in project management, marketing and strategic business development programs, business strategy in multinationals and diversified business industries with a focus on the MENA region.

She holds a Master’s Degree in Political Science from Cairo University and an E-Marketing certificate and has attended an Academic Program at the International Institute for Political and Economic Studies in cooperation with Georgetown University.

For assistance or enquiries, please email: